It takes a little more imagination than you might think to describe a milf creampie, so I'm just going to briefly describe them here. Czech milf (also known as chub) is basically a pair of (sometimes three piece) panties that are cut to be a little bit above the knee and have a really low cut bottom. This way if you get caught red handed in the act (like, say, you're in a really compromising situation with your partner and you're not sure if you should continue) you can just grab one leg and use it as an excuse to quickly change into your everyday jeans. I've seen some pretty cute ones where the garter belts on the panties add a nice touch and look great with the trimmed legs..